Okay, each year we talk about resolutions and I am just like y’all, I make a list every year. Then by the end of January, I realize that actually getting the resolutions accomplished was an impossible goal. This year I am trying something new. Instead of making a long list of resolutions I am making one broad resolution with a list of smaller resolutions to get me to the broad resolution. Does that make sense?
Here is my BROAD resolution -
I promise to MANAGE my MONEY better!
Here are the smaller resolutions or steps to get me there:
- set up bank accounts… years ago I walked into my cousin’s house to find about fifteen coffee cans on his shelves. When I asked what they were he said they were his way of managing his money. Each check he got, he cashed and ‘deposited’ into each coffee can. So, I will set up accounts, keep in mind we also run a family run home improvement company. (Business Savings, Business Checking, home fund, my personal account, Hubby’s personal account, kids savings.)
- set up specified % to go into each account. Since Business Checking is most important to keep the business going, it will get the biggest cut, then we will go from there.
- each check we get, we will cash, then deposit specified % into each account.
- being honest – Hubby & I have a horrible past of always giving in to each other. If he wants a new tool, we get it… if I want to go eat out, we do it. This causes issues because we may not really have the money to do so, but we give in to each other… we promise to talk about the outcome of spending said funds on a new tool or on dinner. Meaning, yes, we can go to dinner tonight, but that means that we can’t go on date night next week… etc…
- Cut back on daily spending… instead of giving into the kids on McDonald’s and other fast food, I will cook more!
I want to hear from you… do you have any Money Resolutions
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Check out the steps we will be taking to reach our $$ Resolutions this year – adventuresof8.com/2013/01/steps-…
— My Family of 8 (@adventuresof8) January 1, 2013
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